Dates verified against the official Social Security Administration payment calendar for 2026 and 2027. Reviewed October 2026.
The SSI payment schedule looks simple: money arrives on the 1st of every month. Then a month like May 2027 comes along with no deposit at all, or April shows two, and it feels like something broke. Nothing broke. This page lists every SSI payment date through the end of 2027, explains the three months with double deposits and the three months with none, and flags the one gap that catches people off guard every single year.
The One Rule Behind Every SSI Date
Supplemental Security Income is paid on the 1st of the month. When the 1st falls on a weekend or a federal holiday, the payment moves to the business day before, which often means the last days of the previous month.
That is the entire system. Every strange looking date below is just this rule applied to the calendar. You always receive exactly twelve payments a year, no matter how they land on your bank statement. An early payment is next month’s money arriving ahead of schedule, not a bonus.
SSI Payment Dates for the Rest of 2026
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| Payment for | Arrives | Why |
|---|---|---|
| October 2026 | Thursday, October 1 | Normal date |
| November 2026 | Friday, October 30 | November 1 is a Sunday |
| December 2026 | Tuesday, December 1 | Normal date |
| January 2027 | Thursday, December 31, 2026 | January 1 is a holiday |
So October 2026 brings two deposits, October 1 and October 30, and December brings two as well, December 1 and December 31. November and January each show none. Twelve payments, oddly spaced.
Full 2027 SSI Payment Schedule
| Payment for | Arrives |
|---|---|
| January 2027 | December 31, 2026 |
| February 2027 | Monday, February 1 |
| March 2027 | Monday, March 1 |
| April 2027 | Thursday, April 1 |
| May 2027 | Friday, April 30 |
| June 2027 | Tuesday, June 1 |
| July 2027 | Thursday, July 1 |
| August 2027 | Friday, July 30 |
| September 2027 | Wednesday, September 1 |
| October 2027 | Friday, October 1 |
| November 2027 | Monday, November 1 |
| December 2027 | Wednesday, December 1 |
In 2027 the double deposit months are April, July, and December, and the months with no deposit are January, May, and August. And one date for your 2028 planning: because January 1, 2028 is a Saturday and the holiday is observed that Friday, the January 2028 payment arrives two days early, on Thursday, December 30, 2027.
The 32 Day January Gap
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See What I Qualify For →🔒 Free · Private · Takes 2 minutesHere is the part worth planning for now. Your January 2027 money arrives December 31, 2026, and your next payment after that is February 1, 2027. That is a 32 day stretch on one payment, the longest of the year, and it lands right when holiday spending has already thinned things out.
If your rent is due the first week of January, set that money aside from the December 31 deposit before anything else. If the gap breaks your budget anyway, community help exists: our guides to emergency rent assistance and real hardship help cover the programs that respond fastest.
The 2027 COLA Reaches SSI First
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The 2027 cost of living adjustment is announced October 14, 2026, and SSI recipients are the first people in the country to receive it. The increase applies to the January 2027 payment, and since that payment arrives December 31, 2026, your raised amount shows up before any Social Security retirement check reflects it.
Our 2027 COLA page tracks the announcement and includes a calculator for your new amount, and our SSI payment amounts guide covers the 2027 federal amounts and state supplements in detail. In 2026 the maximum federal SSI payment is $994 a month for an individual, and the January increase raises that.
If You Get SSI Plus Another Benefit
Many SSI recipients also receive Social Security retirement or SSDI. In that case you follow two calendars: SSI on the 1st and Social Security on the 3rd of each month, each moved earlier around weekends and holidays. The full 3rd of the month calendar is on our Social Security payment schedule page, and disability specifics are on the SSDI schedule.
Receiving SSI also opens doors beyond the monthly payment. In most states it qualifies you automatically for Medicaid, and it makes qualifying easier for Medicare Extra Help, free phone service, and SNAP, whose deposit dates run on separate state calendars.
If Your SSI Payment Is Missing
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Check My Benefits in 2 Minutes →- Check the tables above. A “missing” payment in November 2026, January, May, or August 2027 already arrived at the end of the month before.
- Check your my Social Security account at ssa.gov for the payment status.
- Make sure your bank account or Direct Express card on file has not changed or closed.
- Still nothing after three business days? Call the SSA at 1-800-772-1213.
Frequently Asked Questions
Why did I get two SSI payments in one month?
The second deposit is next month’s payment arriving early because the 1st falls on a weekend or holiday. It is not extra money, and the following month will show no deposit. You always receive twelve payments per year.
Does an early SSI payment count against my resource limit?
An early payment kept into later months counts toward your resources like any other money, and the limit is $2,000 for an individual. In practice, spending it on the month it was meant for, which is what nearly everyone does, avoids any issue. If you regularly carry a balance near the limit, spend the early deposit as if it arrived on the 1st.
What time does SSI hit my account on payment day?
Deposits release overnight and most banks and Direct Express cards show the money by early morning. Exact timing is up to your bank, not the SSA.
When does the 2027 COLA increase my SSI?
With the January 2027 payment, which arrives December 31, 2026. SSI recipients see the new amount before Social Security retirement recipients do.
Is SSI ever paid on the 3rd of the month?
No. SSI itself is always the 1st, adjusted earlier for weekends and holidays. The 3rd of the month is a Social Security date, used when you receive both benefits or claimed before May 1997.
The Bottom Line
SSI runs on one rule: the 1st, or the business day before it. Circle three things for the year ahead: October 30 and December 31, 2026 as early arrivals, the 32 day gap between December 31 and February 1, and April, July, and December 2027 as the double deposit months. Plan around those and the calendar holds no surprises. This page updates every year when the SSA publishes the next schedule.
